Insurance With Benefits
Foresters Financial is a leading fraternal benefit society offering competitive term life, whole life, and final expense products. Unique member benefits — including scholarships, grants, and community programs — set Foresters apart from traditional carriers.
Service Area: Nationwide
States Served: All 50 states + DC
AM Best Rating: A (Excellent)
Broker Support Line: 1-800-828-1540
Agent Portal: https://www.foresters.com/en-us/for-advisors
Foresters Financial offers the following plan types for eligible Medicare beneficiaries and insurance consumers:
Independent agents must complete the required annual certification before selling Foresters Financial plans. Carrier-specific product certification is also required each plan year.
Certification Platform: Foresters Financial Agent Portal
State life license required. AML training must be current. SureLC contracting. No pre-appointment states — Just-in-Time in most states.
Independent insurance agents looking to contract with Foresters Financial can get started through Producers Arena. We provide contracting support, certification guidance, and ongoing agent resources for markets. Producers Arena works with both captive and independent agents to simplify the contracting and onboarding process.
Commission Notes: Foresters Financial pays competitive heaped commissions on term, whole life, and final expense products. Unique member benefits differentiate Foresters from traditional carriers and aid in client retention.
Foresters Financial supports multiple enrollment methods for licensed agents: