Empowering Women and Families
Royal Neighbors of America is a fraternal benefit society based in Rock Island, IL specializing in life insurance and annuity products. Known for competitive final expense and simplified-issue whole life products with unique member benefits.
Service Area: Nationwide
States Served: Most states
AM Best Rating: A- (Excellent)
Broker Support Line: 1-800-627-4762
Agent Portal: https://www.royalneighbors.org/insurance-professionals
Royal Neighbors of America offers the following plan types for eligible Medicare beneficiaries and insurance consumers:
Independent agents must complete the required annual certification before selling Royal Neighbors of America plans. Carrier-specific product certification is also required each plan year.
Certification Platform: Royal Neighbors Agent Portal
State life license required. AML training must be current. SureLC contracting. Fraternal society membership comes with member benefits for policyholders.
Independent insurance agents looking to contract with Royal Neighbors of America can get started through Producers Arena. We provide contracting support, certification guidance, and ongoing agent resources for markets. Producers Arena works with both captive and independent agents to simplify the contracting and onboarding process.
Commission Notes: Royal Neighbors pays competitive commissions on final expense and whole life products. Member benefits differentiate the product and improve client retention.
Royal Neighbors of America supports multiple enrollment methods for licensed agents: