Final Expense & Life Insurance
Family Benefit Life Insurance Company (a subsidiary of First Trinity Financial Corporation) specializes in final expense whole life and term life insurance. Based in Tulsa, Oklahoma, Family Benefit Life offers simplified-issue and graded benefit products ideal for senior market agents.
Service Area: Select states
States Served: Select states — verify availability at familybenefitlife.com
AM Best Rating: Not Rated
Broker Support Line: 918-582-0880
Agent Portal: https://www.familybenefitlife.com
Family Benefit Life offers the following plan types for eligible Medicare beneficiaries and insurance consumers:
Independent agents must complete the required annual certification before selling Family Benefit Life plans. Carrier-specific product certification is also required each plan year.
Certification Platform: Family Benefit Life Agent Portal
State life license required. Contact carrier directly for contracting. Direct contracting — no SureLC required.
Independent insurance agents looking to contract with Family Benefit Life can get started through Producers Arena. We provide contracting support, certification guidance, and ongoing agent resources for markets. Producers Arena works with both captive and independent agents to simplify the contracting and onboarding process.
Commission Notes: Family Benefit Life pays competitive commissions on final expense and simplified issue products. Contact the carrier directly for current commission schedules.
Family Benefit Life supports multiple enrollment methods for licensed agents: