Short-Term Health & ACA Solutions
UnitedHealthcare and its Golden Rule subsidiary offer ACA-compliant and short-term medical plans. Golden Rule is the leading provider of short-term health insurance.
Service Area: Nationwide (varies by plan type)
States Served: All 50 states (STH availability varies by state)
AM Best Rating: A (Excellent)
Broker Support Line: 1-800-474-4467
Agent Portal: https://www.uhcagents.com
UHC / Golden Rule offers the following plan types for eligible Medicare beneficiaries and insurance consumers:
Independent agents must complete the required annual certification before selling UHC / Golden Rule plans. Carrier-specific product certification is also required each plan year.
Certification Platform: UHC Agent Portal / FFM Training
FFM certification required for ACA plans. Short-term plans do not require FFM certification.
Independent insurance agents looking to contract with UHC / Golden Rule can get started through Producers Arena. We provide contracting support, certification guidance, and ongoing agent resources for markets. Producers Arena works with both captive and independent agents to simplify the contracting and onboarding process.
Commission Notes: UHC/Golden Rule pays competitive commissions on both ACA and short-term plans. Short-term plans typically have higher first-year commissions.
UHC / Golden Rule supports multiple enrollment methods for licensed agents: